Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ORIENTAL BANK2 years Filed as: ORIENTAL BANK & TRUST Service code 99 · EIN 66-0259436 PO BOX 191429 · SAN JUAN, PR 009191429 | Other Fees | $8,003 |
Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, PR 80111 | Recordkeeping Fees | $6,707 |
Filed as: EMPOWER RETIREMENT ADVISOR SERVICES Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD, CO 80111 | Investment Management | $19 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,295 | $51,466-58.6% | $78,778-73.0% | $62,293-65.8% |
| Participation rate | 100.0% | 59.8%+40.2pp | 69.2%+30.8pp | 69.5%+30.5pp |
| Annual return | 15.49% | 19.96%-4.5pp | 35.62%-20.1pp | 28.90%-13.4pp |
| Employer contribution / active EE | $541 | $827-34.6% | $1,986-72.8% | $2,042-73.5% |
| Participant deferral / active EE | $2,052 | $2,147-4.4% | $2,958-30.6% | $3,169-35.2% |
| Admin fee / account holder | $85 | $489-82.6% | $5,134-98.3% | $479-82.2% |