See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
COSULTIVA INTERNATIONAL, INC8+ years Service code 27 48 CARR 165 STE 801 · GUAYNABO, PR 00968 | Advisory (Plan) | $19,917 |
Service code 13 PO BOX 13928 · SAN JUAN, PR 00908 | Contract Administrator | $4,978 |
Filed as: EMPOWER ADVISORY GROUP LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,127 |
Filed as: EMPOWER ANNUITY INS COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,101 | $60,989-35.9% | $60,874-35.8% | $66,914-41.6% |
| Participation rate | 58.5% | 74.5%-16.0pp | 73.1%-14.6pp | 69.8%-11.3pp |
| Annual return | -14.14% | -9.60%-4.5pp | 16.90%-31.0pp | 1.58%-15.7pp |
| Employer contribution / active EE | $958 | $2,661-64.0% | $2,701-64.6% | $2,544-62.4% |
| Participant deferral / active EE | $1,172 | $3,615-67.6% | $3,817-69.3% | $4,237-72.3% |
| Admin fee / account holder | $78 | $338-77.1% | $3,224-97.6% | $593-86.9% |