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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,154 | $93,589+8.1% | $135,942-25.6% | $75,181+34.5% |
| Participation rate | 84.6% | 75.2%+9.4pp | 81.9%+2.7pp | 67.2%+17.4pp |
| Annual return | 24.18% | 30.90%-6.7pp | 68.28%-44.1pp | 160.69%-136.5pp |
| Employer contribution / active EE | $3,837 | $3,537+8.5% | $4,858-21.0% | $2,671+43.7% |
| Participant deferral / active EE | $8,922 | $6,405+39.3% | $7,759+15.0% | $4,126+116.3% |
| Admin fee / account holder | $713 | $6,977-89.8% | $10,764-93.4% | $5,650-87.4% |