Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,838 | $80,753-74.2% | $136,298-84.7% | $62,293-66.5% |
| Participation rate | 53.9% | 73.5%-19.6pp | 81.9%-28.0pp | 69.5%-15.6pp |
| Annual return | 15.16% | 35.83%-20.7pp | 5156.27%-5141.1pp | 28.90%-13.7pp |
| Employer contribution / active EE | $0 | $2,884-100.0% | $4,696-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $4,023 | $5,164-22.1% | $6,247-35.6% | $3,169+26.9% |
| Admin fee / account holder | $1,877 | $525+257.3% | $9,244-79.7% | $479+291.6% |