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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,265 | $57,073-10.2% | $85,126-39.8% | $80,925-36.7% |
| Participation rate | 77.2% | 56.4%+20.8pp | 67.5%+9.7pp | 67.7%+9.5pp |
| Annual return | 10.83% | 21.69%-10.9pp | 66.63%-55.8pp | 35.65%-24.8pp |
| Employer contribution / active EE | $0 | $1,801-100.0% | $2,731-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $5,295 | $3,113+70.1% | $4,523+17.1% | $4,299+23.2% |
| Admin fee / account holder | $19,069 | $4,988+282.3% | $6,160+209.5% | $6,940+174.8% |