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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,943 | $49,896+10.1% | $80,627-31.9% | $75,173-26.9% |
| Participation rate | 76.3% | 55.3%+20.9pp | 67.0%+9.2pp | 67.2%+9.0pp |
| Annual return | 15.26% | 34.67%-19.4pp | 936.76%-921.5pp | 160.72%-145.5pp |
| Employer contribution / active EE | $15 | $1,699-99.1% | $2,723-99.4% | $2,671-99.4% |
| Participant deferral / active EE | $4,514 | $2,992+50.9% | $4,443+1.6% | $4,126+9.4% |
| Admin fee / account holder | $6,123 | $3,578+71.1% | $5,381+13.8% | $5,651+8.4% |