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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,958 | $135,956-27.9% | $123,894-20.9% | $273,972-64.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 10.04% | 56.63%-46.6pp | 47.52%-37.5pp | 41.46%-31.4pp |
| Employer contribution / active EE | $531 | $5,170-89.7% | $4,617-88.5% | $4,869-89.1% |
| Participant deferral / active EE | $9,464 | $6,343+49.2% | $5,984+58.2% | $5,287+79.0% |
| Admin fee / account holder | $5,723 | $9,817-41.7% | $8,357-31.5% | $10,133-43.5% |