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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,172 | $82,324-80.4% | $68,803-76.5% | $134,545-88.0% |
| Participation rate | 88.2% | 75.1%+13.2pp | 69.0%+19.2pp | 81.2%+7.0pp |
| Annual return | -21.34% | -2.17%-19.2pp | -6.37%-15.0pp | 418.37%-439.7pp |
| Employer contribution / active EE | $3,880 | $3,302+17.5% | $2,656+46.1% | $4,742-18.2% |
| Participant deferral / active EE | $5,246 | $4,740+10.7% | $3,942+33.1% | $6,401-18.1% |
| Admin fee / account holder | $783 | $6,485-87.9% | $4,936-84.1% | $11,431-93.2% |