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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,820 | $102,638-85.6% | $81,982-81.9% | $158,982-90.7% |
| Participation rate | 62.5% | 75.5%-13.0pp | 69.3%-6.8pp | 82.0%-19.5pp |
| Annual return | 16.60% | 61.05%-44.5pp | 41.31%-24.7pp | 302.99%-286.4pp |
| Employer contribution / active EE | $2,862 | $3,241-11.7% | $2,498+14.5% | $4,763-39.9% |
| Participant deferral / active EE | $1,531 | $4,649-67.1% | $3,722-58.9% | $5,983-74.4% |
| Admin fee / account holder | $299 | $8,237-96.4% | $5,665-94.7% | $11,252-97.3% |