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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,893 | $217,432-61.9% | $185,849-55.4% | $167,536-50.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 0.97% | 148.42%-147.5pp | 122.10%-121.1pp | 478.82%-477.9pp |
| Employer contribution / active EE | $2,157 | $5,875-63.3% | $5,169-58.3% | $4,839-55.4% |
| Participant deferral / active EE | $4,565 | $6,357-28.2% | $5,569-18.0% | $6,342-28.0% |
| Admin fee / account holder | $685 | $19,818-96.5% | $16,244-95.8% | $12,315-94.4% |