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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,936 | $202,342-59.5% | $172,753-52.6% | $152,909-46.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 48.30% | 1029.88%-981.6pp | 803.00%-754.7pp | 345.46%-297.2pp |
| Employer contribution / active EE | $1,818 | $5,857-69.0% | $5,144-64.7% | $4,764-61.8% |
| Participant deferral / active EE | $4,209 | $5,948-29.2% | $5,198-19.0% | $5,851-28.1% |
| Admin fee / account holder | $465 | $17,112-97.3% | $13,956-96.7% | $11,601-96.0% |