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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,318 | $97,761-10.7% | $83,850+4.1% | $135,382-35.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.69% | 1287.44%-1296.1pp | 850.92%-859.6pp | 519.77%-528.5pp |
| Employer contribution / active EE | $1,545 | $4,222-63.4% | $3,631-57.4% | $4,779-67.7% |
| Participant deferral / active EE | $1,932 | $4,682-58.7% | $4,082-52.7% | $5,609-65.6% |
| Admin fee / account holder | $7,578 | $6,674+13.5% | $5,478+38.3% | $10,829-30.0% |