Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,988 | $100,060-64.0% | $149,721-76.0% | $70,126-48.7% |
| Participation rate | 61.5% | 83.6%-22.0pp | 87.1%-25.5pp | 69.5%-8.0pp |
| Annual return | 10.54% | 27.46%-16.9pp | 1501.67%-1491.1pp | 73.15%-62.6pp |
| Employer contribution / active EE | $1,455 | $3,661-60.3% | $5,444-73.3% | $2,343-37.9% |
| Participant deferral / active EE | $4,281 | $4,982-14.1% | $6,568-34.8% | $3,332+28.5% |
| Admin fee / account holder | $2,843 | $8,285-65.7% | $11,282-74.8% | $4,645-38.8% |