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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,213 | $106,923-64.3% | $84,023-54.5% | $152,909-75.0% |
| Participation rate | 33.3% | 75.3%-41.9pp | 69.0%-35.7pp | 82.5%-49.1pp |
| Annual return | 19.24% | 105.02%-85.8pp | 71.32%-52.1pp | 345.46%-326.2pp |
| Employer contribution / active EE | $0 | $2,735-100.0% | $1,984-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,421 | $4,013-64.6% | $3,239-56.1% | $5,851-75.7% |
| Admin fee / account holder | $1,886 | $8,289-77.2% | $6,102-69.1% | $11,601-83.7% |