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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,683 | $95,979-75.3% | $74,551-68.2% | $135,380-82.5% |
| Participation rate | 56.3% | 75.7%-19.4pp | 69.1%-12.9pp | 82.6%-26.4pp |
| Annual return | -7.05% | 56.97%-64.0pp | 32.53%-39.6pp | 519.81%-526.9pp |
| Employer contribution / active EE | $0 | $2,716-100.0% | $1,961-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,689 | $3,844-56.1% | $3,108-45.7% | $5,609-69.9% |
| Admin fee / account holder | $979 | $6,522-85.0% | $5,059-80.7% | $10,828-91.0% |