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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,358 | $150,445-69.2% | $136,297-66.0% | $147,585-68.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 20.42% | 1049.14%-1028.7pp | 5156.16%-5135.7pp | 578.57%-558.2pp |
| Employer contribution / active EE | $8,750 | $5,256+66.5% | $4,696+86.3% | $4,876+79.4% |
| Participant deferral / active EE | $5,794 | $6,631-12.6% | $6,247-7.3% | $5,439+6.5% |
| Admin fee / account holder | $1,149 | $10,906-89.5% | $9,244-87.6% | $10,885-89.4% |