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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,653 | $52,580-41.7% | $71,671-57.2% | $70,126-56.3% |
| Participation rate | 84.2% | 60.9%+23.3pp | 68.7%+15.5pp | 69.5%+14.7pp |
| Annual return | 53.87% | 20.25%+33.6pp | 20.65%+33.2pp | 73.15%-19.3pp |
| Employer contribution / active EE | $2,422 | $1,616+49.9% | $2,460-1.5% | $2,343+3.4% |
| Participant deferral / active EE | $2,743 | $2,386+15.0% | $3,438-20.2% | $3,332-17.7% |
| Admin fee / account holder | $2,030 | $3,653-44.4% | $5,558-63.5% | $4,645-56.3% |