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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,937 | $106,280+14.7% | $96,538+26.3% | $139,487-12.6% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 16.75% | 38.48%-21.7pp | 35.74%-19.0pp | 373.84%-357.1pp |
| Employer contribution / active EE | $3,126 | $4,107-23.9% | $3,740-16.4% | $4,755-34.2% |
| Participant deferral / active EE | $11,491 | $5,457+110.6% | $4,880+135.4% | $6,713+71.2% |
| Admin fee / account holder | $88 | $7,888-98.9% | $6,737-98.7% | $11,407-99.2% |