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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,995 | $124,330-40.5% | $109,173-32.2% | $167,536-55.8% |
| Participation rate | 50.0% | 79.5%-29.5pp | 75.9%-25.9pp | 82.1%-32.1pp |
| Annual return | 13.19% | 26.04%-12.9pp | 25.75%-12.6pp | 478.82%-465.6pp |
| Employer contribution / active EE | $2,424 | $4,209-42.4% | $3,723-34.9% | $4,839-49.9% |
| Participant deferral / active EE | $12,837 | $5,256+144.2% | $4,654+175.8% | $6,342+102.4% |
| Admin fee / account holder | $0 | $7,974-100.0% | $6,755-100.0% | $12,315-100.0% |