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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $574,201 | $156,398+267.1% | $147,318+289.8% | $138,895+313.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 13.02% | 78.75%-65.7pp | 70.43%-57.4pp | 145.39%-132.4pp |
| Employer contribution / active EE | $2,829 | $4,853-41.7% | $4,593-38.4% | $4,194-32.6% |
| Participant deferral / active EE | $15,418 | $8,237+87.2% | $7,906+95.0% | $6,396+141.0% |
| Admin fee / account holder | $982 | $14,976-93.4% | $13,708-92.8% | $12,562-92.2% |