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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,183 | $118,877+64.2% | $96,570+102.1% | $167,536+16.5% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 9.85% | 50.50%-40.7pp | 37.79%-27.9pp | 478.82%-469.0pp |
| Employer contribution / active EE | $2,309 | $3,121-26.0% | $2,357-2.0% | $4,839-52.3% |
| Participant deferral / active EE | $15,452 | $4,617+234.7% | $3,849+301.4% | $6,342+143.6% |
| Admin fee / account holder | $1,118 | $8,069-86.1% | $6,182-81.9% | $12,315-90.9% |