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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,518 | $112,933+43.0% | $90,970+77.6% | $158,982+1.6% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 8.26% | 215.82%-207.6pp | 134.60%-126.3pp | 302.99%-294.7pp |
| Employer contribution / active EE | $2,230 | $2,893-22.9% | $2,122+5.1% | $4,763-53.2% |
| Participant deferral / active EE | $12,054 | $4,128+192.0% | $3,373+257.4% | $5,983+101.5% |
| Admin fee / account holder | $874 | $8,047-89.1% | $5,961-85.3% | $11,252-92.2% |