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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,529 | $223,823-28.3% | $211,142-24.0% | $154,746+3.7% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 16.98% | 50.39%-33.4pp | 46.84%-29.9pp | 172.34%-155.4pp |
| Employer contribution / active EE | $10,427 | $6,787+53.6% | $6,442+61.8% | $4,379+138.1% |
| Participant deferral / active EE | $6,524 | $9,750-33.1% | $9,284-29.7% | $6,730-3.1% |
| Admin fee / account holder | $2,666 | $19,707-86.5% | $19,076-86.0% | $14,365-81.4% |