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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,723 | $109,411-65.5% | $89,435-57.8% | $158,982-76.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 17.67% | 345.68%-328.0pp | 245.55%-227.9pp | 302.99%-285.3pp |
| Employer contribution / active EE | $4,474 | $3,173+41.0% | $2,587+72.9% | $4,763-6.1% |
| Participant deferral / active EE | $1,344 | $4,600-70.8% | $3,890-65.5% | $5,983-77.5% |
| Admin fee / account holder | $470 | $6,159-92.4% | $4,884-90.4% | $11,252-95.8% |