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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,373 | $104,953-72.0% | $84,637-65.3% | $152,909-80.8% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 15.70% | 373.94%-358.2pp | 258.82%-243.1pp | 345.46%-329.8pp |
| Employer contribution / active EE | $7,040 | $3,304+113.1% | $2,653+165.3% | $4,764+47.8% |
| Participant deferral / active EE | $2,085 | $4,691-55.5% | $3,900-46.5% | $5,851-64.4% |
| Admin fee / account holder | $553 | $6,244-91.1% | $4,914-88.7% | $11,601-95.2% |