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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,210 | $202,342-57.9% | $172,752-50.7% | $152,897-44.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.65% | 1029.83%-1003.2pp | 802.97%-776.3pp | 345.43%-318.8pp |
| Employer contribution / active EE | $4,578 | $5,858-21.9% | $5,144-11.0% | $4,764-3.9% |
| Participant deferral / active EE | $4,631 | $5,948-22.2% | $5,198-10.9% | $5,851-20.9% |
| Admin fee / account holder | $1,477 | $17,111-91.4% | $13,955-89.4% | $11,599-87.3% |