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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,985 | $84,236-30.0% | $170,435-65.4% | $70,126-15.9% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 26.91% | 23.06%+3.8pp | 205.94%-179.0pp | 73.15%-46.2pp |
| Employer contribution / active EE | $2,847 | $3,387-16.0% | $5,432-47.6% | $2,343+21.5% |
| Participant deferral / active EE | $4,493 | $3,086+45.6% | $4,939-9.0% | $3,332+34.8% |
| Admin fee / account holder | $504 | $5,698-91.1% | $13,881-96.4% | $4,645-89.1% |