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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,010 | $127,387+10.7% | $115,038+22.6% | $125,389+12.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -4.62% | 31.28%-35.9pp | 26.14%-30.8pp | 282.24%-286.9pp |
| Employer contribution / active EE | $6,000 | $5,166+16.1% | $4,608+30.2% | $4,866+23.3% |
| Participant deferral / active EE | $9,658 | $6,423+50.4% | $6,026+60.3% | $5,352+80.5% |
| Admin fee / account holder | $1,829 | $9,516-80.8% | $8,175-77.6% | $9,541-80.8% |