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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,396 | $134,001+14.5% | $112,258+36.6% | $134,509+14.0% |
| Participation rate | 54.5% | 78.6%-24.0pp | 75.1%-20.5pp | 81.2%-26.7pp |
| Annual return | -14.21% | 47.15%-61.4pp | 27.47%-41.7pp | 418.13%-432.3pp |
| Employer contribution / active EE | $939 | $4,039-76.8% | $3,636-74.2% | $4,741-80.2% |
| Participant deferral / active EE | $2,439 | $5,291-53.9% | $4,728-48.4% | $6,400-61.9% |
| Admin fee / account holder | $10,524 | $7,491+40.5% | $6,411+64.1% | $11,427-7.9% |