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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,668 | $102,696+104.2% | $86,235+143.1% | $139,487+50.3% |
| Participation rate | 16.7% | 74.5%-57.8pp | 69.0%-52.3pp | 80.3%-63.7pp |
| Annual return | 16.78% | 1925.91%-1909.1pp | 1170.03%-1153.3pp | 373.84%-357.1pp |
| Employer contribution / active EE | $740 | $3,034-75.6% | $2,381-68.9% | $4,755-84.4% |
| Participant deferral / active EE | $1,850 | $4,679-60.5% | $3,987-53.6% | $6,713-72.4% |
| Admin fee / account holder | $2,758 | $8,667-68.2% | $6,856-59.8% | $11,407-75.8% |