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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,248 | $112,933+45.4% | $90,970+80.6% | $158,982+3.3% |
| Participation rate | 20.0% | 74.7%-54.7pp | 69.0%-49.0pp | 82.0%-62.0pp |
| Annual return | 15.26% | 215.82%-200.6pp | 134.60%-119.3pp | 302.99%-287.7pp |
| Employer contribution / active EE | $684 | $2,893-76.4% | $2,122-67.8% | $4,763-85.6% |
| Participant deferral / active EE | $2,333 | $4,128-43.5% | $3,373-30.8% | $5,983-61.0% |
| Admin fee / account holder | $1,905 | $8,047-76.3% | $5,961-68.0% | $11,252-83.1% |