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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,209 | $175,259-76.5% | $149,723-72.5% | $139,487-70.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.64% | 166.82%-146.2pp | 134.50%-113.9pp | 373.84%-353.2pp |
| Employer contribution / active EE | $7,323 | $5,478+33.7% | $4,821+51.9% | $4,755+54.0% |
| Participant deferral / active EE | $7,613 | $6,522+16.7% | $5,682+34.0% | $6,713+13.4% |
| Admin fee / account holder | $1,061 | $16,158-93.4% | $13,215-92.0% | $11,407-90.7% |