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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,754 | $209,422-94.9% | $178,503-94.0% | $158,982-93.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 0.00% | 188.81%-188.8pp | 151.12%-151.1pp | 302.99%-303.0pp |
| Employer contribution / active EE | $2,424 | $5,707-57.5% | $5,011-51.6% | $4,763-49.1% |
| Participant deferral / active EE | $10,541 | $5,955+77.0% | $5,202+102.6% | $5,983+76.2% |
| Admin fee / account holder | $2,893 | $17,079-83.1% | $13,987-79.3% | $11,252-74.3% |