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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,261 | $156,963-76.3% | $121,204-69.3% | $139,466-73.3% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.5%-19.5pp | 80.3%-30.3pp |
| Annual return | 12.22% | 1476.75%-1464.5pp | 987.18%-975.0pp | 373.66%-361.4pp |
| Employer contribution / active EE | $694 | $5,544-87.5% | $4,170-83.4% | $4,754-85.4% |
| Participant deferral / active EE | $1,494 | $4,848-69.2% | $4,083-63.4% | $6,712-77.7% |
| Admin fee / account holder | $857 | $6,953-87.7% | $5,651-84.8% | $11,409-92.5% |