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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,614 | $176,402-77.5% | $134,162-70.5% | $158,982-75.1% |
| Participation rate | 36.4% | 78.7%-42.4pp | 72.2%-35.8pp | 82.0%-45.6pp |
| Annual return | 13.36% | 63.66%-50.3pp | 36.35%-23.0pp | 302.99%-289.6pp |
| Employer contribution / active EE | $148 | $5,042-97.1% | $3,705-96.0% | $4,763-96.9% |
| Participant deferral / active EE | $297 | $4,093-92.7% | $3,500-91.5% | $5,983-95.0% |
| Admin fee / account holder | $7,220 | $8,719-17.2% | $6,685+8.0% | $11,252-35.8% |