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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,396 | $32,117-2.2% | $71,086-55.8% | $64,186-51.1% |
| Participation rate | 15.6% | 42.7%-27.1pp | 54.7%-39.0pp | 69.6%-53.9pp |
| Annual return | -7.33% | -5.57%-1.8pp | 650.59%-657.9pp | 7.63%-15.0pp |
| Employer contribution / active EE | $328 | $712-53.9% | $1,088-69.8% | $2,381-86.2% |
| Participant deferral / active EE | $967 | $1,263-23.5% | $1,874-48.4% | $3,470-72.1% |
| Admin fee / account holder | $613 | $2,759-77.8% | $3,082-80.1% | $4,888-87.5% |