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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,110 | $76,696-58.1% | $96,515-66.7% | $71,511-55.1% |
| Participation rate | 65.0% | 66.6%-1.6pp | 74.3%-9.3pp | 67.9%-2.9pp |
| Annual return | 20.97% | 48.32%-27.3pp | 35.73%-14.8pp | 28.86%-7.9pp |
| Employer contribution / active EE | $2,422 | $3,032-20.1% | $3,740-35.2% | $2,589-6.5% |
| Participant deferral / active EE | $4,291 | $3,770+13.8% | $4,880-12.1% | $4,2910% |
| Admin fee / account holder | $4,477 | $2,030+120.5% | $6,735-33.5% | $1,588+181.8% |