Filed June 8, 2022
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,401 | $63,346-22.0% | $92,240-46.4% | $70,126-29.6% |
| Participation rate | 35.2% | 68.7%-33.5pp | 76.5%-41.3pp | 69.5%-34.3pp |
| Annual return | 20.40% | 530.19%-509.8pp | 176.29%-155.9pp | 73.15%-52.7pp |
| Employer contribution / active EE | $1,049 | $2,471-57.5% | $3,680-71.5% | $2,343-55.2% |
| Participant deferral / active EE | $1,813 | $2,854-36.5% | $3,897-53.5% | $3,332-45.6% |
| Admin fee / account holder | $458 | $3,841-88.1% | $5,194-91.2% | $4,645-90.1% |