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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,451 | $184,014+141.5% | $161,149+175.8% | $138,895+220.0% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 15.60% | 21.52%-5.9pp | 21.16%-5.6pp | 145.39%-129.8pp |
| Employer contribution / active EE | $5,867 | $5,055+16.1% | $4,360+34.6% | $4,194+39.9% |
| Participant deferral / active EE | $17,518 | $6,909+153.5% | $6,153+184.7% | $6,396+173.9% |
| Admin fee / account holder | $2,746 | $18,027-84.8% | $15,194-81.9% | $12,562-78.1% |