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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,623 | $167,362-78.1% | $143,799-74.5% | $134,532-72.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.12% | 0.47%-13.6pp | -0.04%-13.1pp | 418.27%-431.4pp |
| Employer contribution / active EE | $42,500 | $5,620+656.2% | $4,952+758.2% | $4,741+796.4% |
| Participant deferral / active EE | $25,000 | $6,447+287.8% | $5,638+343.4% | $6,401+290.6% |
| Admin fee / account holder | $15,996 | $18,094-11.6% | $14,677+9.0% | $11,429+40.0% |