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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,829 | $75,962-54.1% | $154,108-77.4% | $64,173-45.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -6.84% | 30.32%-37.2pp | 735.21%-742.0pp | 7.63%-14.5pp |
| Employer contribution / active EE | $3,078 | $3,350-8.1% | $5,298-41.9% | $2,381+29.3% |
| Participant deferral / active EE | $3,521 | $3,175+10.9% | $5,081-30.7% | $3,470+1.5% |
| Admin fee / account holder | $1,565 | $5,589-72.0% | $13,411-88.3% | $4,887-68.0% |