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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,183 | $183,627-68.9% | $155,602-63.3% | $145,978-60.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.05% | 61.32%-43.3pp | 64.81%-46.8pp | 550.52%-532.5pp |
| Employer contribution / active EE | $3,682 | $5,316-30.7% | $4,675-21.2% | $4,662-21.0% |
| Participant deferral / active EE | $11,615 | $6,466+79.6% | $5,629+106.4% | $6,690+73.6% |
| Admin fee / account holder | $1,898 | $19,327-90.2% | $15,923-88.1% | $13,400-85.8% |