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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,183 | $183,592-68.9% | $155,567-63.2% | $145,959-60.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.05% | 61.24%-43.2pp | 64.74%-46.7pp | 561.95%-543.9pp |
| Employer contribution / active EE | $3,682 | $5,315-30.7% | $4,674-21.2% | $4,661-21.0% |
| Participant deferral / active EE | $11,615 | $6,464+79.7% | $5,628+106.4% | $6,689+73.7% |
| Admin fee / account holder | $1,898 | $19,318-90.2% | $15,916-88.1% | $13,398-85.8% |