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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,524 | $99,009-89.4% | $86,581-87.8% | $147,585-92.9% |
| Participation rate | 75.0% | 76.3%-1.3pp | 73.5%+1.5pp | 82.8%-7.8pp |
| Annual return | 14.33% | 1312.70%-1298.4pp | 965.06%-950.7pp | 578.58%-564.3pp |
| Employer contribution / active EE | $763 | $3,132-75.6% | $2,840-73.1% | $4,876-84.3% |
| Participant deferral / active EE | $1,075 | $3,972-72.9% | $3,609-70.2% | $5,439-80.2% |
| Admin fee / account holder | $336 | $5,709-94.1% | $4,904-93.2% | $10,886-96.9% |