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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,918 | $126,661-57.4% | $113,397-52.5% | $138,895-61.2% |
| Participation rate | 68.4% | 79.4%-11.0pp | 76.5%-8.1pp | 79.9%-11.5pp |
| Annual return | 16.75% | 25.05%-8.3pp | 23.20%-6.5pp | 145.39%-128.6pp |
| Employer contribution / active EE | $1,978 | $3,456-42.8% | $2,977-33.6% | $4,194-52.8% |
| Participant deferral / active EE | $3,890 | $5,693-31.7% | $5,076-23.4% | $6,396-39.2% |
| Admin fee / account holder | $7,727 | $14,549-46.9% | $11,957-35.4% | $12,562-38.5% |