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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,841 | $127,387-32.6% | $115,038-25.4% | $125,389-31.5% |
| Participation rate | 83.3% | 84.2%-0.8pp | 81.4%+2.0pp | 83.2%+0.1pp |
| Annual return | -0.71% | 31.28%-32.0pp | 26.14%-26.9pp | 282.24%-283.0pp |
| Employer contribution / active EE | $2,101 | $5,166-59.3% | $4,608-54.4% | $4,866-56.8% |
| Participant deferral / active EE | $4,407 | $6,423-31.4% | $6,026-26.9% | $5,352-17.7% |
| Admin fee / account holder | $2,494 | $9,516-73.8% | $8,175-69.5% | $9,541-73.9% |