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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,249 | $127,386-85.7% | $115,037-84.1% | $125,388-85.4% |
| Participation rate | 81.3% | 84.2%-2.9pp | 81.4%-0.1pp | 83.2%-1.9pp |
| Annual return | 21.37% | 31.28%-9.9pp | 26.14%-4.8pp | 282.24%-260.9pp |
| Employer contribution / active EE | $0 | $5,166-100.0% | $4,608-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $4,720 | $6,423-26.5% | $6,026-21.7% | $5,352-11.8% |
| Admin fee / account holder | $408 | $9,516-95.7% | $8,175-95.0% | $9,541-95.7% |