Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,191 | $82,674-92.5% | $125,363-95.1% | $68,495-91.0% |
| Participation rate | 25.0% | 75.0%-50.0pp | 82.4%-57.4pp | 67.9%-42.9pp |
| Annual return | -23.51% | -5.97%-17.5pp | 572.15%-595.7pp | -7.84%-15.7pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,152 | $6,111-81.2% | $7,447-84.5% | $4,028-71.4% |
| Admin fee / account holder | $1,142 | $6,276-81.8% | $10,005-88.6% | $5,403-78.9% |