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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,924 | $198,461-2.8% | $170,436+13.2% | $147,585+30.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 21.85% | 257.30%-235.5pp | 205.94%-184.1pp | 578.57%-556.7pp |
| Employer contribution / active EE | $3,163 | $6,184-48.8% | $5,433-41.8% | $4,876-35.1% |
| Participant deferral / active EE | $4,596 | $5,629-18.4% | $4,939-7.0% | $5,439-15.5% |
| Admin fee / account holder | $1,051 | $16,852-93.8% | $13,880-92.4% | $10,885-90.3% |