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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,778 | $99,345-82.1% | $84,753-79.0% | $273,972-93.5% |
| Participation rate | 85.7% | 80.7%+5.0pp | 76.6%+9.1pp | 83.0%+2.7pp |
| Annual return | 5.76% | 22.93%-17.2pp | 22.78%-17.0pp | 41.46%-35.7pp |
| Employer contribution / active EE | $553 | $4,214-86.9% | $3,574-84.5% | $4,869-88.6% |
| Participant deferral / active EE | $1,652 | $4,270-61.3% | $3,712-55.5% | $5,287-68.8% |
| Admin fee / account holder | $1,519 | $6,645-77.1% | $5,333-71.5% | $10,133-85.0% |