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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,640 | $138,075+5.5% | $123,552+17.9% | $135,379+7.6% |
| Participation rate | 84.6% | 84.7%-0.1pp | 82.3%+2.3pp | 82.6%+2.0pp |
| Annual return | 2.55% | 153.70%-151.1pp | 119.20%-116.7pp | 519.79%-517.2pp |
| Employer contribution / active EE | $4,517 | $5,152-12.3% | $4,628-2.4% | $4,779-5.5% |
| Participant deferral / active EE | $13,475 | $6,800+98.2% | $6,426+109.7% | $5,609+140.2% |
| Admin fee / account holder | $6,997 | $10,917-35.9% | $9,285-24.6% | $10,828-35.4% |